ResidentialPast auctionVerified listing
Residential in Baby Smaraka Road 8 th Avenue, near Deshabimani Junction Ernakulam
Baby Smaraka Road 8 th Avenue, near Deshabimani Junction Ernakulam, Kochi
Reserve price
₹65.00 L
Auction date
28 Jan 2026
11:00 AM
EMD deadline
28 Jan 2026
11:00 AM
Bid increment
₹10,000.00
Auction timeline
Auction starts
28 Jan 2026 at 11:00 AM
Auction ends
28 Jan 2026 at 1:00 PM
EMD submission deadline
28 Jan 2026 at 11:00 AM
EMD must be submitted before this time to be eligible to bid.
Property overview
Type
Residential
Sub Type
Individual House
Area
145.43 sq ft (Carpet)
Built-up Area
150.43 sq ft
Possession Status
Physical
Type of Action
Under SARFAESI
Asset Type
Immovable
Ownership Type
Freehold
Title Deed Type
Registered Sale Deed
Price per Sq Ft
₹45,000
Property Price
₹65.00 L
Property Identifiers
Bank Property ID
SBIN78313405958
CERSAI ID
400060100558
Collateral ID
78313405958
Location details
Property Address
House No 71/1587 A1, 8th Avenue,
Baby Smaraka Road,
Elamakkara, Ernakulam 682026
Locality: Baby Smaraka Road 8 th Avenue, near Deshabimani Junction Ernakulam
City: Kochi
District: Ernakulam
State: Kerala
Pin Code: 682026
Country: India
Nearest Airport / Railway Station / Bus Stand
Elamakara
Carpet Area: 145.43 sq ft
Built-up Area: 150.43 sq ft
Price per Sq Ft: ₹45,000
Nearby Locality: Baby Smarak Road
Project Name: Individual house
Developer: Na
Facing: East
Floor: 2 of 2
Unit on Floor: 2
Rooms: 4
Parking: 1
Age of Construction: 7 years
Water: yes
Unit of Measure: square feet
Borrower & Loan details
Borrower Name
Sai Deepak and Ambily Babu
Registered Address of Borrower
House No 71/1587 A1, 8th Avenue,
Baby Smaraka Road,
Elamakkara, Ernakulam 682026
Ownership of Property
Borrower
Co-Borrower(s)
Mrs. Ambily Babu
NPA Amount
₹55.90 L
NPA Date
29 Dec 2024
Ownership Type
Freehold
Title Deed
Registered Sale Deed
Asset Type
Immovable
Collateral ID
78313405958
Customer ID
89176348682
Demand Notice
Notice Date
30 Dec 2024
Notice Amount
₹57.39 L
Asset Classification
Classification Date
29 Dec 2025
Classification ID
3
Possession Dates
Physical
02 Dec 2025
Additional details
Property USP
Very near to Deshabimani junction to Baby Smaraka Road towards 8 th Avenue.
Other Details
1618 sq feet 3 storied building.
Description
1618 Sq feet house in 2.44 cent of land ( GF -64.44 FF - 64..44 and SF - 24.37 Sq meter ie Total 150.43 sq ft
EMD Schedule
EMD Start
08 Jan 2026
7:18 PM
EMD Deadline
28 Jan 2026
11:00 AM
Payment Deadline
28 Jan 2026
Inspection Schedule
Inspection Start
20 Jan 2026
10:00 AM
Inspection End
20 Jan 2026
3:00 PM
Officer Details
Authorized Officer
CHACKO I C
CHIEF MANAGER 1
Dealing Officer
sanu t k
Auction Rules
Type of Action
Under SARFAESI
Bid Increment
₹10,000.00
Extension Increment
₹10,000.00
Auto Extension
Enabled
Extension Trigger
Last 5 minutes
Extension Duration
5 minutes
First Bid Acceptance
Yes
Ownership & Legal
Ownership Type
Freehold
Title Deed Type
Registered Sale Deed
Asset Type
Immovable
Collateral ID
78313405958
CERSAI ID
400060100558
Property ID
SBIN78313405958
Nearby Amenities
Nearest Station
Elamakara
State Bank of India
Verified seller
Branch: SARB ERNAKULAM-05182
IFSC: SBIN
Bank contact
+91 96182 58811+91 80781 79043
Branch Address
40/974, R.S.BUILDING, M G ROAD
ERNAKULAN, KOCHI
KERALA-682035Branch IFSC
SBIN0004312Department
SARB ERNAKULAM-05182