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Residential in Ludhiana

Ludhiana

Reserve price
₹9.37 L
Auction date
06 Mar 2026
11:00 AM
EMD deadline
06 Mar 2026
4:00 PM
Bid increment
₹20,000.00

Location details

Property Address
Equitable Mortgage of Residential Immovable Total Property Measuring 60 Sq Yards, Situated at Village Jagirpur, locality know as Street no.2, Amarjeet Colony, Jagirpur Road, Rahon Road, Tehsil & Distt. Ludhiana as per Sale deed Vasika no.2019-20/106/1/7666 dated 27/06/2019 in the name of Smt. Champa Devi W/o Sh. Ram Chhail.
City: Ludhiana
District: Ludhiana
State: Punjab
Pin Code: 141007
Country: India
Carpet Area: 60 sq ft
Facing: West
Unit of Measure: square yard

Auction timeline

Auction starts
06 Mar 2026 at 11:00 AM
Auction ends
06 Mar 2026 at 4:00 PM
EMD submission deadline
06 Mar 2026 at 4:00 PM

EMD must be submitted before this time to be eligible to bid.

Property overview

Type
Residential
Sub Type
Flat
Area
60 sq ft
(Carpet)
Possession Status
Symbolic
Type of Action
Under SARFAESI
Asset Type
Immovable
Ownership Type
Freehold
Title Deed Type
Registered Sale Deed
Property Price
₹9.37 L
Property Identifiers
Bank Property ID
PUNBABA47466252
Collateral ID
ABA47466252

Property Images

Borrower & Loan details

Borrower Name
Sh. Ram Chhail S/o Sh. Ram Subhag and Smt. Champa Devi W/o Sh. Ram Chhail
Registered Address of Borrower
House no. 83/85, Street no. 1-1/2 Guru Vihar Rahon Road Ludhiana - 141007
Owner
Smt. Champa Devi W/o Sh. Ram Chhail
Ownership of Property
Borrower
Co-Borrower(s)
Smt. Champa Devi W/o Sh. Ram Chhail
NPA Amount
₹7.90 L
NPA Date
29 May 2024
Ownership Type
Freehold
Title Deed
Registered Sale Deed
Asset Type
Immovable
Collateral ID
ABA47466252
Customer ID
O27343252
Demand Notice
Notice Date
27 Aug 2025
Notice Amount
₹8.23 L
Asset Classification
Classification Date
01 Feb 2026
Classification ID
3
Possession Dates
Symbolic
17 Dec 2025

Additional details

Other Details
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Description
Equitable Mortgage of Residential Immovable Total Property Measuring 60 Sq Yards, Situated at Village Jagirpur, locality know as Street no.2, Amarjeet Colony, Jagirpur Road, Rahon Road, Tehsil & Distt. Ludhiana as per Sale deed Vasika no.2019-20/106/1/7666 dated 27/06/2019 in the name of Smt. Champa Devi W/o Sh. Ram Chhail.

EMD Schedule

EMD Start
27 Feb 2026
6:45 PM
EMD Deadline
06 Mar 2026
4:00 PM
Payment Deadline
06 Mar 2026

Inspection Schedule

Inspection Start
28 Feb 2026
10:00 AM
Inspection End
05 Mar 2026
5:00 PM

Officer Details

Authorized Officer
Diwan Singh
Authorised Officer - Scale - IV - CM
Dealing Officer
RAVI BASRAN , SR.MANAGER

Auction Rules

Type of Action
Under SARFAESI
Bid Increment
₹20,000.00
Extension Increment
₹20,000.00
Auto Extension
Enabled
Extension Trigger
Last 10 minutes
Extension Duration
10 minutes
First Bid Acceptance
Yes

Ownership & Legal

Ownership Type
Freehold
Title Deed Type
Registered Sale Deed
Asset Type
Immovable
Collateral ID
ABA47466252
Property ID
PUNBABA47466252
Punjab National Bank logo
Punjab National Bank
Verified seller
Branch: BRANCH - CIRCLE OFFICE LUDHIANA
IFSC: PUNB

Bank contact

+91 98689 76276+91 99997 40769
Branch Address
1st Floor, Plot No. 5, Ferozepur Road
Branch IFSC
PUNB0906300
Department
BRANCH - CIRCLE OFFICE LUDHIANA